Commercial Construction Loans

Financing for speculative and owner-occupied commercial construction projects.

Program Overview

Pacific West Finance structures construction loans for developers and builders undertaking ground-up commercial and multi-family residential projects. We work with depository institutions and private lenders to match your construction timeline and budget with the right capital structure.

Ideal for: Commercial developers, multi-family builders, and investors undertaking ground-up construction.

Program Highlights

  • Loan amounts from $500K to $15M+
  • Interest reserve built into loan
  • Draw schedule aligned to construction milestones
  • Conversion to permanent financing available
  • Spec and owner-occupied programs
  • Experienced team familiar with San Diego entitlement process

Typical Terms

Loan Amount
$500K–$20M+
LTC
Up to 75%
Term
12–24 months
Rate Type
Floating
Draws
Milestone-Based
Closing
30–45 days
Get Financed

Ready to Move Forward on Your Project?

One of our financial consultants will help identify the right lending source for your specific needs.